. >> mitt romney was speaking at a global initiative conference this morning. we heard his take on foreign- policy while he and the president will hold their first presidential debate coming up on october 3rd. the sleds from the newsroom. >> thanks a lot james here is a new survey that consumers are facing more fees when it comes to banking and checking. according tolu annual look at banking fees by bank rate out,, americans are paying more to manage our own money. charges for the bank's 9 customers as of 4% from last year and they are charging 1.4% more than last year. all of this while the percentage of free checking accounts have gone down to 39 percent went off the peak of 76% in 2009. the good news is most fees can be avoided with discipline and choosing which atm to go to. and maintaining a minimum monthly balance in your checking account. >> there's still plenty of smaller community banks credit unions and on my banks that continue to offer those stand-alone free checking accounts. >> keep in mind if you do switched to the smaller banks they may not have